
Recognize it.
Recognizing fraud is the first step to better protect yourself. There is no typical fraud victim in Canada. In fact, fraud victims are likely to be educated, informed, relatively affluent and involved in their communities. Scam artists are imaginative and well–organized. If they are able to scam you once, they will try to scam you again. Scammers are professional criminals. They know what they’re doing.
If it sounds too good to be true, it probably is! Think twice if you get an offer like this. Whether it is for a job or investment opportunity or another type of irresistible offer, always get independent advice first if the offer involves time pressure, providing personal information, or sending money.
If you receive a cheque and are asked to return a portion of the funds by using a money transfer company, beware!
Log directly on Web sites you choose to visit instead of clicking on links in e-mails you receive. Those links might send you to bogus Web sites.
False charities seem to flourish after a major disaster. If you are solicited by canvassers or receive e-mail or telephone solicitations to donate, be cautious. Get information from the canvasser or caller and then cross-check directly through the registered charity. Registered Canadian charities (for income tax purposes) are listed on the Canada Revenue Agency Web site.
If you are told you are a lottery winner, ensure that it is a draw you actually entered. Legitimate lottery and sweepstakes administrators will never ask you for fees to deliver your prize.
Never give details about your bank accounts or credit cards to anyone you do not know or trust over the phone, by e-mail or fax. If a call–back number is provided, you may be dealing with a scammer. Contact the said company or bank directly to validate that number and contact person.
Be aware of “get rich quick” promotions, including work–at–home schemes or multi-level marketing plans that suggest they require little effort or investment.
Again, offers that are too good to be true are almost always scams. If you are unsure of a situation, it is always best to contact The Canadian Anti–Fraud Centre (formerly Phonebusters). www.antifraudcentre.ca 1–888–495–8501
Report it
The information you provide is important. The Canadian Anti–Fraud Centre will gather evidence, identify new trends and alert law enforcement in Canada and abroad. By reporting, you help prevent others from becoming fraud victims.
Credit bureaus can put a fraud alert on your account, which will alert lenders and creditors of potential fraud:
Equifax:1–800–465–7166. TransUnion:1–866–525–0262
Your local police, credit card companies, banks and provincial records offices can help also.
Source:http://competitionbureau.gc.ca